The year begins with a strong focus on settling debts and organizing your long-term financial obligations. In early February, a powerful eclipse hits the part of your chart that deals with shared resources, loans, and taxes. This acts like a cosmic broom, helping you sweep away old financial burdens. You might finally pay off a credit card, refinance a loan for a better rate, or receive a payout from an investment or inheritance. It is a time to clear the slate so you can move forward without financial baggage weighing you down.

Summer brings the most exciting news for your wallet that you have heard in over a decade. In late June, the lucky planet Jupiter moves into your specific sector of earned income. This begins a golden year for your bank account, where money comes easier and opportunities to increase your salary are abundant. If you have been feeling undervalued or stuck at a certain income level, this energy breaks the ceiling. A major eclipse in August highlights this same financial zone, suggesting a sudden new job offer, a lucrative side hustle, or a brilliant idea that turns into a steady stream of cash.

As the year winds down, you will feel a strong drive to spend what you have earned, so you will need to be careful. In late September, the planet of action moves into your money sector, which is great for motivation but can make you impulsive with purchases. You might feel a sudden urge to buy luxury items or spoil your loved ones. Combined with a retrograde period in October that affects your sector of risk and gambling, the universe is advising you to enjoy your wealth but avoid speculative investments or betting on sure things that sound too good to be true. Stick to the budget, and you will end the year significantly richer than you started.

Deep Dive

Here is a closer look at the key phases for your money in 2026, highlighting the most important dates for wealth building, debt clearance, and spending control.

Phase 1: The Clean Slate (January - February)

The year starts with activity in Aquarius, your 8th house of Shared Resources, Debt, and Taxes.

January 23 - March 2 (Mars in Aquarius): You are motivated to tackle the scary stuff.

The Vibe: You have the courage to look at your credit score, call the bank, or file your taxes early. It is a great time to aggressively pay down debt.

February 17 (Solar Eclipse in Aquarius): A new beginning for your financial obligations.

The Event: You might consolidate debt, receive a grant, or benefit from a partner's financial win. It is a moment of release from financial pressure.

Phase 2: The Wealth Year (June - August)

This is the headline event of 2026 for your finances. Jupiter enters Leo, your 2nd house of Earned Income.

June 30 (Jupiter enters Leo): This transit only happens every 12 years.

The Shift: Your earning power expands. If you are a freelancer, you can raise your rates without pushback. If you are salaried, this is the best window to negotiate a significant raise. The universe wants to pay you.

August 12 (Total Solar Eclipse in Leo): The Jackpot Eclipse.

The Opportunity: A sudden, positive change in your income. This could be a new high-paying job, a successful product launch, or a windfall. It marks a permanent upgrade in your standard of living.

Phase 3: The Spending Spike (September - October)

September 27 (Mars enters Leo): Mars joins Jupiter in your money house.

The Vibe: You are making money fast, but you are spending it faster.

The Warning: You might feel rich and start swiping the card for things you don't need. Enjoy the abundance, but keep an eye on your savings account.

Phase 4: The Risk Check (October - November)

October 3 - November 13 (Venus Retrograde in Scorpio): Venus goes backward in your 5th house of Speculation and Gambling.

The Challenge: Investments might dip, or a get rich quick scheme turns out to be a dud.

The Strategy: Do not gamble during these weeks. Avoid high-risk stocks. It is better to save your cash than to bet it.

November 9 (New Moon in Scorpio): A moment of clarity. By mid-November, you will know exactly which creative projects are actually profitable and which ones are just money pits.

Summary of Power Dates for Money

Best date for debt relief: February 17.

Best dates for asking for a raise: June 30 - August 12.

Best date for a windfall: August 12.

Dates to handle with care: September 27 (Impulsive spending), October 3 (Risky investments).