The year begins with a significant release of financial pressure that has likely been weighing on you for the past two years. Since 2023, the planet of restriction has been moving through your sector of debt, loans, and shared resources, which may have made it difficult to save or forced you to rely heavily on others. In mid-February, this heavy planet finally moves on, signaling the end of this financial boot camp. You will feel a newfound sense of freedom and control over your long-term obligations. Around this same time, a major eclipse in your income sector brings a climax to a financial situation, potentially delivering a payout, a finalized deal, or a clear realization about how to budget better for the future.

As you move into the summer, the vibe shifts from paying off the past to attracting abundance in the present. In July, the planet of money moves directly into your earnings zone, creating a four-week window where you are a magnet for cash. This is the absolute best time of the year to ask for a raise, increase your prices if you are self-employed, or find lucrative new clients. Later in August, another powerful eclipse hits your investment sector, which could bring a sudden windfall, an inheritance, or a surprisingly high return on an investment. The universe is actively supporting your efforts to build wealth during these warm months.

Towards the end of the year, your drive to earn money hits its peak, just in time for the holidays. In late November, the planet of action and energy enters your money sector. This gives you a massive boost of motivation to work harder, pick up side hustles, or chase down every dollar you are owed. However, this high-energy transit can also make you impulsive with spending. You might feel flush with cash and tempted to make large, flashy purchases. While the money will be flowing in, the challenge will be to hold onto it rather than letting it slip through your fingers on impulse buys.

Deep Dive

Here is a closer look at the key phases for your money in 2026, highlighting the most important dates for debt relief, income spikes, and aggressive earning.

Phase 1: The Financial Climax (February - March)

The year starts with huge activity in your financial axis (Virgo/Pisces).

February 13 (Saturn leaves Pisces): Saturn leaves your 8th house of Debt and Shared Resources.

The Shift: The era of financial restriction is over. If you have been struggling to pay off a loan, dealing with a partner's financial issues, or waiting on an inheritance, the delays dissolve. You regain your independence.

March 3 (Total Lunar Eclipse in Virgo): A major event in your 2nd house of Earned Income.

The Event: A financial chapter closes. You might quit a job to start a better one, receive a large lump sum payment for past work, or finally pay off a significant bill. It is a moment of completion.

Phase 2: The Money Magnet Month (July)

July 9 - August 6 (Venus in Virgo): Venus moves through your 2nd house of Money.

The Vibe: Money comes easily and without struggle.

The Opportunity: This is your annual raise and praise window. Bosses are generous, and clients are willing to pay your premium rates. It is also a great time to buy clothes or invest in your appearance, as these purchases will likely add value to your professional image.

Phase 3: The Investment Windfall (August)

August 28 (Partial Lunar Eclipse in Pisces): An eclipse in your 8th house of Shared Wealth.

The Event: This often signals a payout from the universe (or the IRS/Insurance). You might finalize a divorce settlement, receive a bonus, or see a passive income stream pay off big time. It is a lucky transit for other people's money.

Phase 4: The Hustle (November - December)

The year ends with high velocity in your bank account.

November 25 (Mars enters Virgo): Mars enters your 2nd house of Earned Income.

The Pros: You have the energy to work double shifts or close sales aggressively. If you need quick cash for the holidays, you will find a way to make it.

The Cons: Mars burns a hole in your pocket. You might feel the urge to spend as fast as you earn.

The Strategy: Set a strict spending limit before Black Friday, because your impulse control will be lower than usual.

Summary of Power Dates for Money

Best date for clearing debt: February 13 (Saturn leaves the debt zone).

Best dates for asking for a raise: July 9 - August 6.

Best date for a payout/windfall: August 28.

Dates to handle with care: November 25 onwards (Impulsive spending risk).