The year begins with a massive sigh of relief regarding your finances. For the past two years, you have likely felt a tight squeeze on your wallet or a constant need to budget strictly, but in mid-February, the planet of restriction finally leaves your money sector. This clears the blocks that have been holding back your cash flow. You will feel an immediate shift from a mindset of scarcity to one of possibility. While you shouldn't go on a spending spree immediately, the spring months offer a fantastic opportunity to ask for a raise or find new income sources that were previously out of reach.

As the year progresses into the summer, the focus turns to how you handle money with others, such as debts, loans, or shared family expenses. A powerful eclipse in March and another in August activate the financial axis of your chart, signaling major turning points. You might finally pay off a lingering debt, receive a surprising payout, or decide to merge finances with a business or romantic partner. In late June, the lucky planet Jupiter moves into your partnership sector, which often brings financial gain through other people-meaning your spouse might get a raise, or you could land a lucrative contract with a wealthy client.

Towards the end of the year, you will likely hit a period of review regarding your professional income. In October, the planet of money goes backward in your career zone, which might delay a bonus or make you question if you are being paid what you are worth. This is not a time to panic, but rather a strategic moment to renegotiate. You might find yourself revisiting an old salary discussion or correcting a billing error that works in your favor. By the time December arrives, you will have a clear understanding of your value and a solid plan to increase your earnings for the long term.

Deep Dive

Here is a closer look at the key phases for your money in 2026, highlighting the most important dates for income spikes, debt clearance, and financial strategy.

Phase 1: The Great Release (February - March)

This is the most significant financial shift of the year. Saturn leaves your 2nd house of Earned Income, where it has been testing you since 2023.

February 13 (Saturn leaves Pisces): The financial boot camp is officially over.

The Shift: If you have felt like you were working hard for little reward, that energy ends now. The lessons you learned about budgeting in 2024 and 2025 will now help you build real wealth.

February 10 - March 6 (Venus in Pisces): The planet of money enters your income zone right as Saturn leaves.

The Opportunity: This is a money magnet window. It is the absolute best time of the year to ask for a raise, launch a product, or increase your rates. Cash flows easily to you during these weeks.

Phase 2: The Debt Clearing (March)

March 3 (Total Lunar Eclipse in Virgo): An eclipse in your 8th house of Shared Resources and Debt.

The Event: A climax point for other people's money. You might finally pay off a credit card, settle a tax matter, or receive an inheritance or insurance payout. It is a moment of financial liberation regarding what you owe others.

Phase 3: Profitable Partnerships (June - August)

June 30 (Jupiter enters Leo): Jupiter moves into your 7th house of Partnerships.

The Vibe: Two heads are richer than one. You are likely to benefit financially from a partner. This could be a spouse getting a better job or a business partner bringing in a massive client.

August 28 (Partial Lunar Eclipse in Pisces): A spotlight on your personal wallet.

The Event: This eclipse happens in your 2nd house of Income. It often brings a sudden change in how you make money-like a new job offer that seemingly comes out of nowhere or a decision to monetize a hobby.

Phase 4: The Salary Review (October - November)

The year ends with a check-up on your professional worth.

October 3 - November 13 (Venus Retrograde): Venus goes backward in your 10th house of Career and Public Status.

The Challenge: A promised bonus might be delayed, or clients might be slow to pay invoices. You might feel undervalued at work.

The Strategy: Do not quit your job over money during this specific window. Instead, do the market research. Show your boss the data. When Venus goes direct in mid-November, present your case. You will likely get what you ask for after the retrograde ends.

Summary of Power Dates for Money

Best dates for asking for a raise: February 10 - March 6.

Best date for paying off debt: March 3.

Best date for new income streams: August 28.

Dates to handle with care: October 3 - November 13 (Delays in payments).